Get a 1 000 CZK bonus

If you take out pension savings for children

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Supplementary pension savings for children

Special BONUS

You will receive a 1 000 CZK bonus, if you sign a child´s contract by 31. 12. 2024.

State contributions

You can receive up to 4 080 CZK per year.

Valorization of savings for children

Flexible investing with no entry or exit fees.

Financial reserve

Create a financial reserve for your child´s studies, housing and retirement.

Option to withdraw 1/3 of the funds

It is possible to withdraw 1/3 of the saved-up funds at the age of 18.

Note: the amount of state contributions and the amount saved in taxes is already calculated according to the new legislation valid from 1. 1. 2024 and 1. 7. 2024.

Please note that supplementary pension savings come with certain risks - the value of your investment is not guaranteed and may fluctuate, depending on the market situation. For more information, see the key information of each participation fund.

How the long-term investment will pay off over time

The long-term horizon, even if the savings amount is small, will generate an interesting return on investment that will help your child later on. Use pension savings to educate your child by explaining how investing works.

Laura has had her pension savings since birth

Laura's parents took out her pension savings shortly after her birth and paid in 1,000 CZK a month. At the age of 18, Laura withdrew 1/3 of the saved-up funds. At the age of 20 Laura invested 500 CZK per month and her employer contributed 1,000 CZK.

At the age of 65, Laura will have savings of:

7 849 000 Kč

Jáchym has had his pension savings since he was 35

Jáchym took out his pension savings at the age of 35, when his employer started providing its contributions. Every month Jáchym invests 2,000 CZK and his employer contributes 1,000 CZK.

At the age of 65, Jáchym will have savings of: